Our Lease to Own program could be clearly described as a hybrid between a long term rental and a regular loan. If you love your car, you can own it at any time! If you don’t like it, simply return it at the end of your term or trade it in at any time. Amerilease was designed for customers that are either trying to build or rebuild their credit in such a way that they can do it in 18 to 24 months. No long term commitments, think short-term with Amerilease.